How To Pay Your SunTrust / LightStream Motorcycle Loan

lightstreamIf you have a motorcycle loan through LightStream, the online loan division of SunTrust Bank, you may already have chosen to use the AutoPay option in order to get the lowest rate on your loan. (AutoPay takes your payment straight from your bank account.)

However, if you did not, or if you want to make an extra payment on your loan, here’s what to do:



  • Online: You can log in to your account and make an extra payment on your loan. Note, however, that if you are not using AutoPay, you may NOT pay your regular payment through this system.
  • By Mail: If you are not on AutoPay, you will be billed monthly and you must send payment to the address on the invoice.

You can NOT pay a LightStream motorcycle loan by phone.


FAQ

Is LightStream a division of SunTrust Bank?

Welcome to LightStream! We are a national online consumer lending division of SunTrust Bank, the flagship subsidiary of SunTrust Banks Inc., one of the nation's leading financial services companies. ... Finance your home improvement projects even if you don't have equity in your home or prefer not to use it.

What credit score do you need for LightStream?

Minimum borrower requirements The typical LightStream customer has a minimum FICO score of 660, according to a company spokesperson. The lender will also consider the applicant's income, credit history and payment record on all loans and credit cards.

Is it easy to get a loan with LightStream?

LightStream uses its “easy, fast and virtually paperless loan process” as a selling point to potential borrowers. If you're not happy with your experience, the company will offer you 0 for filling out a questionnaire within 30 days of receiving funding for your loan.

Is LightStream a good lender?

The Bottom Line LightStream offers flexible loan terms and is a direct lender backed by SunTrust Bank, which is a strong company. With a high minimum credit score, LightStream is ideal for individuals with a fico score of 680 or up and a good debt-to-income ratio.

Is LightStream owned by SunTrust?

Welcome to LightStream! We are a national online consumer lending division of SunTrust Bank, the flagship subsidiary of SunTrust Banks Inc., one of the nation's leading financial services companies.

Is LightStream a good lender?

LightStream is a good fit for people who are looking for flexible loan terms and have good to excellent credit, as the lender clearly rewards people with a proven history of making on-time payments.

Is it easy to get a loan with LightStream?

LightStream uses its “easy, fast and virtually paperless loan process” as a selling point to potential borrowers. If you're not happy with your experience, the company will offer you 0 for filling out a questionnaire within 30 days of receiving funding for your loan.

Is it hard to get approved by LightStream?

Hard credit check: LightStream does a hard pull on loan applications that originate on its website. However, the lender uses a soft credit check to pre-qualify applicants if you apply through NerdWallet.